By Rabbi Uriel Vigler – Director of Chabad Israel Center of the Upper East Side in New York
About a month ago, I mailed out a letter asking people to support our programs and activities, explaining why what we do is so critically important, and the urgent need for funds.
Our mailing list includes a wide range of people, many of whom I don’t know personally, but have somehow corresponded with our Chabad center over the years and been added to our list.
Shortly after I sent out the fundraising letter, I opened the mail and it included a credit card donation from someone called Simon (name changed to protect privacy). But instead of the donation being the standard $180, $360, or even $5000, this one read $12,000,000.
Yup, $12 million!
I looked closer, but I didn’t recognize the name of the donor. Truthfully, I assumed it was someone playing a joke on me, so I set it aside on my desk. After all, who sends an unsolicited gift of $12 million, and in the mail no less!
The next day I Googled him, and it turned out he was a real person, an elderly gentleman living near New York. But that’s all I could find. I thought maybe, just maybe, he wants to leave us his legacy, and we would be so honored!
But as far as I know, you can’t charge a credit card more than $99,999. At least, with the system I use. It does not allow me to enter more than 5 digits.
I figured I would call Simon and speak to him on the phone, find out what was going on. So I called the number he had left, and asked if he intended to donate $12 million. He said, “Yes, of course, use it happily.” I thanked him profusely and then explained that it was impossible for us to charge his card for that much, and if I tried to do it in installments the bank would give us a hard time, so I asked if he could send a check instead. He agreed.
At this point, I was skeptical. I thought it highly unlikely he would mail us a check for $12 million, but right after Sukkot I opened the mail and there it was. I was stunned.
That’s when I started believing this might actually be true—a tremendous miracle from Hashem. I mean, what are the odds of having an unknown, unsolicited donor gift us millions of dollars? But I know miracles happen and I’m a firm believer, so I began to make a mental list of all the people I could help with such staggering funds.
I deposited the check and there it was – $12 million. I was completely overwhelmed. I wrote Simon a beautiful letter, thanking him for his generous donation and asking for a time to meet him to get to know him and thank him in person.
But then, 10 hours later I checked the account again, and the money was gone. Deducted from my account. All gone.
What happened?
After speaking with my bank manager, it turns out that the check was written from an account that has been closed for over 20 years.
What Hashem (through His agent, Simon) is trying to tell me, I do not know. Nor do I have any idea why Simon would play such a joke on me.
But the more I think about it, I realize what difference does it make if I was a millionaire for 10 hours, 10 days, 10 years, or all my life? It’s all the same. It’s all fleeting. None of it comes with us to the True and Eternal World.
In fact, we all have the capacity to become millionaires. We’re here for 120 years, and whatever time, resources, and mitzvot we dedicate to serving G-d and elevating His world is the only real treasure we can accumulate and take with us.
So whether we have $1, $100 or $100 million dollars, our role remains unchanged: fulfill your mission here in this world, use G-d’s bounty to create a dwelling place for Him, spread His wisdom to your fellow Jews. We can all be millionaires. It’s up to us.


Why didn’t he try to reach him right away? Wouldn’t you want to meet the giver of such a gift as soon as possible not wait a few weeks?
he thought it was a prank…obviously
It’s not the money, it’s the VALUE of a jewish neshama waiting to be able to be able to do one more good deed. If it’s you or someone else. Money is not everything, it’s: in G-d we trust!
thats obviously more idealistic than you actually believe,
who are you fooling
As long as you dont fool Hashem, that’s all what matters!
You may never know.
That was a mean joke. But I admire your perspective on it and your valuable lesson.
I wish you much hatzlocha in your shlichus!
We’re missing some important details here… Did he get back in touch with Simon? Was it an honest mistake? Was the man confused, or trying to play a joke on him? I think we need a little followup…
After seeing this lesson, would actually send u 12 million😆
In someways money is everything AFTER you have learned Torah
Once a person has learned Torah and knows right from wrong, what the tachlis is, has a desire to make a dira, v’chulu v’chulu…He reaches a powerful conclusion:
I NEED MONEY, alot of it
We live in a world where, in order to serve Hashem, you need money
For food, clothing and shelter
For Shalom Bayis
For Shlichus
Obviously, the main thing is the emunah and bitochin in Hashem but Hashem is asking us to also have the cash to complete the transaction
This is the mature outlook on life that I aspire to have.
Maybe he has checks and a memory issue. Wants to do good but in old age care and not responsible for his finances anymore. Not uncommon
Charge the cc
Charge the ccard the max.
Doesn’t a cheque take a few days to clear ? Its the 3rd of November and I doubt it’s possible to get a cheque cleared so swiftly! Especially for such an amount.
What am I missing ? A joke right?
Possibly this elderly gentleman meant to donate from a valid account but used this check by mistake. The Shliach should contact him to clarify what actually happened. He may be lucky!
There must be something MORE from all of this, in the way of a donation…
Maybe from other donors/supporters
Keep sharing the story!
Maybe there is even more than $12M waiting for you through some channel
He should be sued for fraud
This story is missing details. We need a follow up please
#GO AHEAD
Exactly, why would you not try to charge the CC 120 times X 99,999 and work your way through to 12m of the first one goes through that is, or simply meet the guy and tell him the cheque bounced and would be able to instruct his bank, lawyer, or whoever is his power of attorney if he has one, to wire it instead. .
Reply #Lesson Learnt is
IN G-D WE TRUST
EVERYONE ELSE PAYS CASH
I dont understand when you put in a check for 12 million dosent the bank question it before they release the funds?
You have to be extremely vigilant and careful when you take a large (or any sum of money for that matter) from a stranger. This money could have been received and given illegally via drug lords or other illegal doings. I know you need money. Everyone needs money. But your life is at stake when you aren’t careful and just take what falls into your lap without questioning it at all.
Kol hakavod! An unfortunate story but with a beautiful lesson learnt at the end!
I feel sorry for you. Not only are you obviously a pessimist but you’re apparently not happy unless you can destroy the next person’s good cheer and ability to roll with the punches. You’ve got some work; maybe start by building yourself up instead of tearing others down